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    Egypt’s SWVL Reports $10.4 Million Loss in First Half of 2024 Amid Financial Restructuring

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    SWVL, the Cairo-founded transportation and mobility solutions provider, has released its earnings report for the first half of 2024, revealing a comprehensive loss of $10.4 million, driven primarily by exchange differences from the company’s foreign operations, including in its original home, Egypt, which has experienced currency devaluation and ravaging inflation. The report, published ahead of its Annual Meeting of Shareholders scheduled for January 30, 2025, in Dubai, sheds light on the financial pressures and strategic shifts the company is undergoing.

    For the six months ending June 30, 2024, SWVL reported revenues of $8.07 million, a sharp decline from $11.12 million during the same period in 2023. Net loss from continuing operations at SWVL stood at $5.69 million, compared to a net income of $2.08 million a year earlier. Basic and diluted loss per share from continuing operations amounted to $0.67, marking a significant reversal from earnings per share of $0.32 and $0.25, respectively, in the previous year.

    Despite these challenges, the company reported a slight improvement in cash and cash equivalents, which increased to $1.18 million from $918,524 a year ago. However, SWVL has scaled back its global presence, retaining operations only in the UAE, Egypt, and Saudi Arabia after divesting its subsidiaries in other regions.

    In November 2024, SWVL announced a sustainable credit facility agreement with HSBC Bank to support its financial restructuring and expand enterprise contracts in high-potential markets. This agreement aims to enhance the company’s operational efficiency and cash flow management. “Our collaboration with HSBC is a key milestone in optimizing financial operations and boosting profitable growth,” said Mostafa Kandil, CEO of SWVL.

    The company also secured $4.7 million through a private placement priced at $4.79 per share, its Nasdaq closing price on November 15, 2024. The proceeds are earmarked for scaling operations in the U.S., where SWVL seeks to leverage its AI-powered transportation solutions. The placement includes a six-month lock-up period for participating investors.

    Despite recent wins, SWVL’s financial health remains under scrutiny. The company’s net profit of $3.1 million in 2023 marked a recovery from its $123.6 million loss in 2022, but much of this improvement stemmed from one-off debt settlements and asset divestments. Allegations by short-seller Wolfpack Research earlier late last year further exacerbated concerns, accusing SWVL of operational disruptions, cash flow issues, and declining customer satisfaction in Cairo. These claims triggered a 43.62% drop in SWVL’s stock price, which closed at $3.05 — a stark contrast to its $10 IPO price in 2022.

    SWVL’s planned U.S. expansion represents a critical juncture for the company. Analysts believe that success in adapting its AI-powered platform to U.S. market demands could rebuild investor confidence and secure its long-term future. However, doubts linger about the sustainability of its revenue model, particularly as it relies on debt financing and strategic divestments to address short-term financial strains.

    As one of Africa’s first tech unicorns, SWVL’s trajectory serves as a barometer for the challenges faced by emerging-market startups seeking global scalability. Its financial and operational hurdles highlight the complexities of balancing rapid growth with sustainable business practices

    The next few months will be critical for SWVL as it navigates financial uncertainties, operational restructuring, and market expansion. 

    Broadly speaking, SWVL ’s resilience in the face of mounting financial loss and pressures indicates its role as a bellwether for the evolving dynamics of transportation-as-a-service in emerging markets. The stakes are high, not only for SWVL but also for the broader ecosystem of African tech startups.

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