Ghanaian agritech startup Complete Farmer has secured €2.2 million (~$2.5 million) in funding from the European Union’s AgriFI initiative, marking a significant step forward for technology-driven agriculture and rural development in West Africa. The investment, managed by EDFI Management Company, will fund the construction of fulfilment centres and support the expansion of Complete Farmer’s digital platform to serve over 5,000 farmers in Ghana’s five northern regions, where access to agricultural infrastructure and markets remains limited.
The funding is part of the AgriFI Ghana Country Window, a €10 million facility designed to sustainably boost smallholder farmer incomes by investing in enterprises that promote agricultural modernization and inclusion. In Complete Farmer’s case, the capital will be used to build six fulfilment centres — logistics and aggregation hubs that will provide storage, quality control, and input distribution services to farming communities in the north. These centres are expected to strengthen local value chains, reduce inefficiencies, and improve market access for smallholder farmers.
“This investment from the European Union Facility, AgriFI Ghana Country Window, to Complete Farmer will support not just the company but the tens of thousands of small farmers it serves,” said Irchad Razaaly, EU Ambassador to Ghana. “Better infrastructure and digital platforms mean better access to quality seeds, tools, expert advice, and markets. That ultimately translates into better harvests and improved incomes.”
Founded in 2017 by Ghanaian entrepreneur Desmond Koney, Complete Farmer operates a digital platform that connects smallholder farmers to global buyers and agricultural input vendors. The company provides production protocols tailored to market demands, real-time farm monitoring tools, and streamlined logistics, helping farmers produce high-quality, traceable crops that meet international export standards. With this model, Complete Farmer is working to build more resilient and inclusive agricultural value chains across West Africa.
“Partnering with the EU-funded AgriFI strengthens our mission to build a resilient agricultural sector in West Africa,” said Koney. “This investment will help us reach even more farmers with the digital tools, fulfilment infrastructure, and market access they need to grow sustainably.”
The investment will enable Complete Farmer to deepen its presence in rural regions and reach over 50,000 smallholder farmers by 2028, complementing the $10 million in private capital it raised in 2023 to scale operations across Ghana and neighbouring countries.
“This is a model of inclusive innovation,” said Rodrigo Madrazo García de Lomana, CEO of EDFI Management Company, a multilaterally owned impact asset manager that delivers innovative finance solutions in underserved markets. “By supporting Complete Farmer, we are investing in a more inclusive and sustainable agri-food system in Ghana. The company’s model strengthens value chains from the ground up, benefitting both growers and buyers.”
AgriFI, the EU’s Agriculture Financing Initiative, was created to unlock and accelerate sustainable investments in micro, small, and medium agri-enterprises (MSMEs) in developing countries, with a specific emphasis on smallholder inclusion and climate-conscious agriculture. In Ghana, the initiative aligns with the EU’s broader development goals — particularly in regions where agricultural modernization has lagged due to a lack of infrastructure, investment, and institutional support.
The European Union in Ghana has long played a key role in supporting inclusive development through partnerships with government, civil society, and the private sector. Its programs target sectors such as agriculture, education, and green growth, aiming to reduce inequalities and foster long-term resilience. The AgriFI Ghana Country Window, which is part of this broader mandate, focuses on improving livelihoods in the northern regions, with the goal of reaching 12,000 smallholders and catalyzing rural employment.
Complete Farmer’s expansion represents a confluence of Ghanaian innovation and European development finance — demonstrating how public-private partnerships can bridge persistent infrastructure gaps and accelerate agricultural transformation in Africa.